Glad You Asked isn't about building wealth. It's about using it well: the trips, the legacy, the life you actually want. Videos, a newsletter, and tools from a CFP® who works with retirees every day.
Sailing in the San Juan Islands
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What this is
Most financial content is about accumulation. Glad You Asked is about what comes next: how to draw down your savings in the right order, minimize what you lose to taxes, and spend with confidence on the life you worked toward.
Videos, a newsletter, and tools built for people in or near retirement: practical answers to the questions that come up.
How to take money out of your accounts in the right order, minimize taxes, and make the most of strategies most retirees don't know about.
When to claim, how spousal and survivor benefits work, and how to make the decision that fits your household.
Charitable giving, gifting to grandchildren, and leaving the legacy you've always planned.
Budgeting for the trips you've been putting off, and how to keep going year after year.
Why Glad You Asked exists
A retired investor once told me he'd been donating from his bank account for years, not realizing he could have given directly from his IRA, tax-free. He'd been paying taxes on money he was giving away.
I never wanted to hear that again.
Glad You Asked exists so retirees understand the decisions that matter most.
Lots of people teach you how to build wealth. This is about how to use it.
Who's behind this
If the videos and newsletter have been useful, it's because the questions I answer here are the same ones that come up every day with actual clients. Glad You Asked is how I think about retirement out loud.
Mike McCulloch is a CFP® professional and Accredited Investment Fiduciary™, and a graduate of the Securities Industry Institute® at the Wharton School.
Each issue of the newsletter covers one topic in plain language: taxes, Social Security, travel, legacy, or how to spend what you've saved without second-guessing yourself.
Subscribe →Educational content only. Not personalized investment advice. Mike McCulloch is a registered investment adviser representative and registered representative of Hunter Associates, LLC, Member FINRA/SIPC.
Free Download
Travel Budget Template
A simple spreadsheet to plan and track your retirement travel budget. Free, no email required.
